SEC Innovation Exemption · In effect Sept 17, 2026

Every Wallet, Tied to a verified person, a verified entity, a verified investor or an authorized agent.

Permissioned venues can only let verified participants and wallets trade. accreditoken proves who's behind each one.

Verification liveCredentials · early accessAgents · pilot

Permissioning Is the Price of Admission

The Innovation Exemption opens onchain trading of tokenized securities. The catch: you must know who holds every wallet.

Verified Participants

Only verified or credentialed participants may trade.

Approved Wallets

Access runs through wallet allow-lists.

OFAC Screening

Sanctions checks are a condition of operating.

Your Duty Stays

Outsource permissioning, keep the responsibility. Pick a provider whose records hold up.

Effective Sept 17, 2026Expires Sept 17, 2031Need readiness consulting? InvestReadyNew to the rules? Learn

From Participant to Allow-List

Every approved wallet traces back to a verified record.

ParticipantPerson or entityVerifyKYC/KYB · OFACCredentialCore + attestationVenue WalletOne per venueAllow-ListTrade approvedALWAYS-ON MONITORING
01

Verify

KYC or KYB, OFAC and, when needed, accredited review. Or reuse checks you already have.

02

Credential

We mint a visual, non-transferable credential to a wallet made for your venue.

03

Allow-List

Check any wallet or email with one API call. Feed the answer to your access rules.

04

Monitor

We re-screen continuously and suspend compromised wallets.

Credentials That Show Up in the Wallet

Four soulbound NFTs that look good in any wallet. Scan the code to check one live.

Can't be sold or sentLocked to its wallet.
Status on the cardValid, expiring, suspended or revoked.
No personal dataNo names, documents or net worth onchain.
Attestation includedA machine-readable record rides alongside.

From Verified to Invested

One credential becomes a soulbound token, lands in a wallet and opens the deal.

  1. 01VerifiedReview passed. Card issued.
  2. 02TokenizedMinted as a soulbound NFT.
  3. 03In the WalletDelivered to a venue wallet.
  4. 04Access GrantedThe deal checks it and opens.

One Credential, a Fresh Wallet per Venue

No wallet onboarding? We make one for every user.

  • A wallet per venue. Users can't be tracked across sites.
  • Credentials only. It holds credentials and nothing else.
  • Reissue anytime. New wallet or new chain in one step.
  • Revoke once. Every copy updates.
CORE CREDENTIALVerified PersonPrimary wallet · never sharedVenue ADerived copyVenue BDerived copyOther ChainReissued copyYour WalletOptional exportREVOKE THE CORE · EVERY COPY FOLLOWS

Check Any Signup by Email or Wallet

One call tells you if a verified person, or an agent they authorized, is behind it.

  • Consent first. Status is shared only with the user's OK.
  • No match isn't a bot. It's a cue to invite them.
  • We invite for you. Co-branded, and you earn a share.
Early access
POST /v1/checkIllustrative

We Keep Checking After Day One

Every person, email and wallet is re-screened on a schedule.

Sanctions

Daily OFAC and watchlist re-screens.

Email Breaches

Alerts when an address shows up in a breach.

Wallet Risk

Illicit-fund exposure and bot patterns.

Tamper Watch

Credential wallets never move. Any activity triggers review.

WatchLogged. No impact.
Step-UpUser re-confirms.
SuspendVenue notified, access paused.
RevokeOnly after human review.

What a KYC Vendor Leaves Out

Keep the KYC and KYB providers you have, or use ours.

Your venue needsTypical KYC/KYB vendoraccreditoken
KYC, KYB and sanctionsYesYes, or bring your own
Wallet tied to a verified personNoYes
Visual, revocable credentialsNoYes
Accredited investor statusNoAttorney-led, since 2013
Ongoing wallet monitoringRarelyYes
Authorized AI agentsNoPilot

Who Uses It

Tokenized Securities Venues

Launch with verified participants and a clean allow-list.

Venue readiness

Liquidity Providers

Covered-firm checks and wallet records, ready.

LP services

Issuers & Platforms

Gate offerings to eligible, verified wallets.

Talk to us

Any Site Facing Bots

Know a real person is behind the signup.

Check API

Priced Next to Your Bot Tools

Pay when we find a verified person. Earn when your users get verified.

01 · CHECK

No match on file

Your user isn't verified yet.

02 · INVITE

We email them

In your brand, with your OK.

03 · VERIFY

They get verified

KYC or KYB, or reuse an existing one.

04 · EARN

You get a share

Of the fee they paid.

One-timeSetupKYB, branded emails, webhooks. Credited back as usage.
Per matchCheckFree monthly allowance. Pay only on a verified match.
Per verificationVerifyLow-cost KYC and KYB. Sponsor it or let users pay.
MonthlyMonitorAlways-on re-screening for venues.

Early clients get founding rates. Get in contact for the rate card.

Common Questions

What's live today?

KYC, KYB, sanctions screening and accredited investor verification. Credentials and the Check API are in early access. Agent authorization is a pilot.

Do you decide if we qualify for the exemption?

No. Your securities counsel does. We run the verification and permissioning work.

Can we keep our KYC and KYB providers?

Usually, yes. We accept verifications from supported providers, so users don't verify twice.

Do users need their own wallet?

No. We create a credentials-only wallet for each user and venue. Users can also send a credential to their own wallet after a privacy warning.

What does a venue actually receive?

Only what it needs to decide: status, source, date and consent. Documents stay with the verifier.

What happens if a wallet is compromised?

We suspend it, notify the venue and reissue the credential to a fresh wallet once the user re-confirms.

Launch With Every Wallet Verified

Tell us about your venue or platform. We'll map the checks, credentials and allow-list in one call.